Recurring payments turn one-time buyers into predictable monthly revenue — subscriptions, payment plans, deposits and installments all count. In 2026 the standard WooCommerce stack is a subscriptions plugin plus a gateway that supports automatic renewals (Stripe, WooPayments, PayPal). This guide covers the plugins that make recurring billing work.
Best WooCommerce Recurring Payments Plugins
This list was re-checked in August 2026. Note: for true subscription billing, pair a subscriptions plugin (see our subscriptions guide) with Stripe or WooPayments — the tools below cover deposits, payment plans, and gateway options.
This WooCommerce deposits plugin lets you create an installment payment plan where your customers can make a partial payment for pricier products or products specified by you. You can create a payment plan using variable percentages or intervals. It is easy to use and also provides an intuitive checkout experience for customers. WooCommerce deposits is a flexible plugin for WooCommerce. It allows business owners to create custom pricing plans or enable deposits so customers can pay for products according to their budget and convenience. It is easy to use and set up.
Key features (8)
You can create installment plans using variable percenatges and intervals.
Customers have the option to pay in full or deposits.
Explain payment plan with visuals on your WooCommerce checkout page.
Create custom payment schedules for days, weeks, or months.
Create customer payment plans with variable percentages and intervals.
Improves checkout process with easy to understand visuals.
Payment scheduling in weeks, months, or days.
Manual and automatic recurring is not supported in the current version.
WP Simple Pay is the number one Stripe payment plugin available. It is easy to use and set up. It also allows you to custom create a hassle-free checkout page with the drag and drop builder. WP Simple Pay accepts one-time and recurring payments. It also offers 3 different display options and provides convenience to the customers and owners.
Key features (8)
You can set up different subscription plans.
Customers can also set up a custom recurring amount.
Build a checkout page with drag and drop builder.
You can also add coupon codes and discounts.
Also accepts non-card payments.
Send customized order confirmation texts and emails.
Add Google Pay and Apple Pay buttons.
Different pricing plans available, starting from $99.
WooCommerce recurring payments can also be accepted through PayPal. It is one of the major payment gateways available for WordPress. With this plugin, you can accept subscription-based, credit card, and recurring payments.
Key features (10)
You can create PayPal buttons for a fast checkout process.
Accepts recurring payments.
Subscription payments can be processed in days, weeks, months, or even years.
Allows customers to add multiple products in their cart.
Best for: European small merchants already using SumUp card readers who want online payments on the same account.
This plugin is no longer listed on wordpress.org (checked 2026-11-02). It may have been closed or moved; confirm it is still maintained before installing.
SumUp is a simple payment gateway that provides an easy and affordable way to collect payments. With the SumUp dashboard, you can manage all payments in a single place. Moreover, it has no hidden fees or monthly charges.
Pros
No monthly fee, flat per-transaction pricing
Payouts within a few days and one dashboard for in-person and online
Multi-currency and PCI-DSS certified
Cons
No longer listed on wordpress.org; confirm the current download source before installing
SumUp is not available in every country
Fewer checkout customization options than Stripe or PayPal plugins
Key features (8)
Easy to set up and use.
Transfer payments to your account within 3 days.
No monthly fees.
Charges 2.65% per transaction.
PCI-DSS certified.
Supports multiple currencies.
Accepts major credit and debit cards.
Easily manage WooCommerce recurring payments in the SumUp dashboard.
Best for: Australian and New Zealand stores that want local settlement and a lower card rate than Stripe.
eWAY for WooCommerce accepts credit card payments online. It also has a team of experts available to guide you through the payment process. It offers a secure platform for collecting payments and doesn’t redirect your customer to a third-party site.
Pros
1.5% + 25¢ per card payment with no monthly fee in Australia
Official extension (v4.0.0, October 2026) with Subscriptions support
Local support and settlement in AUD and NZD
Cons
Australia and New Zealand only
International cards add 1.99%
Merchant Trust Initiative fee after 50 transactions
Key features (11)
Accepts credit card payments online.
Supports WooCommerce recurring payments.
Supports refunds and tokenization.
Customers can save their information for future purchases.
It supports 3D security and PCI compliance.
Employs complex DNS technology.
Promotional sales in real-time.
Easy to use management dashboard.
Generates coupons.
Product reviews and automatic up-selling and cross-selling.
USAePay is a feature-packed plugin for WooCommerce. It allows you to accept credit cards, recurring payments, and refunds. It is also a completely integrated payment system and completes the checkout process within the site.
Key features (9)
The payment procedure takes place directly on the website.
Mobile-friendly checkout with numerical input.
Accepts major credit and debit cards.
Captures prior authorized transactions.
When an order status is changed into paid, it automatically captures the transaction.
CyberSource for WooCommerce also accepts recurring payments. It provides a seamless checkout process and doesn’t redirect your customer to another site. It is compatible with WooCommerce and accepts multiple payment methods.
Key features (9)
Flex Microform for SAQ A PCI compliance.
Simple checkout process.
Supports recurring payments.
It also supports automatic refunds and voids.
Customers can save their payment information for future purchases.
Accepts eChecks.
Captures charges directly from WooCommerce.
Mobile optimized payment gateway.
$79 billed annually.
Details
Recurring payments for WooCommerce provide ease to both the customers and the business owners. Customers enjoy immediate access to their products and services. They don’t have to go through the payment procedure every month. Customers can also choose a plan within their budget and benefit from special products, discounts, etc.
For business owners, it provides a steady monthly income along with hassle-free transactions. This also helps in improving customer service with minimal effort. So how do I set up recurring payments in WooCommerce? It’s very easy. All you need is a payment gateway that accepts recurring payments. Payment gateways authorize credit/debit card payments, bank transfers, direct payment, etc. As a result, they are an essential tool for eCommerce businesses.
Although not all payment gateways accept recurring payments. Thus, we are here to review some of the best recurring payment plugins for WooCommerce. Let’s get started!
Wrap-Up
With WooCommerce recurring payments, you can enjoy a reliable income, monthly or annually. It also increases overall revenue and generates more income. Enabling recurring payments is one of the most effective techniques to grow and prosper your business. It is also a suitable option for medium to large-sized businesses that deal with multiple products such as services, tutorials, or physical products.
Match the tool to the model: WooCommerce Deposits for partial payments and installment plans, a subscriptions plugin for true recurring billing, and always confirm your gateway supports automatic renewals before launch. Re-verified August 2026.
