Verified Nov 2026FreePayment Gateways
WooPayments
By WooCommerce.com
Best for: Most new stores: one setup covers cards, wallets, buy now pay later and in-person sales.
Overview
WooPayments is Automattic's own gateway and the default suggested during WooCommerce setup. It runs on Stripe's infrastructure but keeps payments, disputes, deposits and refunds inside the WooCommerce admin, and it is the gateway that unlocks the Woo mobile app register, in-person Tap to Pay and multi-currency. It supports cards, Apple Pay, Google Pay, Link, Klarna, Affirm, Afterpay and local methods such as iDEAL, Bancontact and SEPA in 38 countries. US fees are 2.9% + $0.30 per card payment, plus 1.5% for international cards and 1% for currency conversion; disputes cost $15.
Pros and cons
Pros
- Stripe pricing with the whole payment flow managed inside WooCommerce
- Wallets, BNPL and local methods without extra plugins
- Required for the Woo mobile app register and Tap to Pay
Cons
- 3.4-star rating: reviewers cite account holds, payout delays and support response times
- Ties your payment account to WordPress.com
- International cards cost 1.5% extra, currency conversion 1% more
Key features
- Cards, Apple Pay, Google Pay and Link in the block and classic checkout
- Klarna, Affirm and Afterpay buy-now-pay-later built in
- Local methods: iDEAL, Bancontact, SEPA, Przelewy24, EPS and more
- Multi-currency with automatic conversion
- In-person payments with Tap to Pay and card readers ($5 per active reader per month)
- Disputes, deposits and refunds handled in the WooCommerce admin
- Subscriptions support without the Subscriptions extension (limited)
- Available in 38 countries
Where we rank it
Alternatives
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