Verified Nov 2026FreePayment Gateways
Klarna for WooCommerce
By Klarna
Best for: Stores with average orders above $100 where instalments lift conversion.
Overview
Klarna's official plugin, built by Krokedil, adds Klarna as a payment method in the block and classic checkout and places Klarna messaging on product and cart pages so shoppers see "4 payments of $25" before they decide. Customers choose Pay in 4, Pay in 30 days or longer financing; the store is paid in full up front and Klarna carries the credit risk. Merchant fees are set per account and are higher than card fees, typically 3.29% + 30¢ and up in the US, in return for higher conversion and order values. WooPayments and Stripe also offer Klarna, so this plugin matters most for stores on other card gateways or in Klarna's European markets.
Pros and cons
Pros
- Lifts conversion and average order value on higher-priced items
- Store is paid up front with no credit risk
- Weekly updates and broad country coverage
Cons
- Fees above card rates, quoted per merchant
- 2.3-star plugin rating from a small number of reviews
- Redundant if WooPayments or Stripe already offers Klarna
Key features
- Pay in 4, Pay in 30 days and financing
- On-site messaging with instalment prices on product and cart pages
- Block and classic checkout support
- Store paid in full up front; Klarna takes the credit risk
- Available in the US, UK, EU, Australia and more
- Krokedil maintains the plugin with weekly updates
Where we rank it
Alternatives
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